What Are Medigap Plan G And Its Benefits

When it comes to covered benefits, Medicare Supplement insurance  Plan G is nearly identical to Medicare Supplement insurance Plan F*. These two plans offer the most comprehensive coverage of the 10 Medigap plan types available in most states. The main difference between the two plans is that Plan G doesn’t cover the Medicare Part B deductible* If you have this plan, you’ll need to pay this cost out of pocket.

The Medicare Part B deductible* may vary from year to year; you’ll need to pay for all medical costs until your out-of-pocket costs reach this amount. After you reach the yearly Medicare Part B deductible, you’ll generally pay 20% of the Medicare-approved cost for Part B-covered services (such as doctor visits and durable medical equipment). Like other Medigap plans, Medicare Supplement insurance  Plan G helps Original Medicare beneficiaries with certain out-of-pocket costs (such as cost-sharing). Let us know more about what is Medigap Plan G?

Plan G also includes the following benefits:

• Medicare Part A inpatient hospital coinsurance and hospital costs up to 365 days after Original Medicare benefits are exhausted
• Medicare Part A hospice care coinsurance or copayment
• Medicare Part A deductible
• Medicare Part B coinsurance or copayment
• Medicare Part B excess charges
• First three pints of blood for a medical procedure used in a year
• Skilled nursing facility care coinsurance coverage
• Foreign travel emergency coverage (80%, up to plan limits)